Financial Economy

  We are close to saying goodbye to 2020, a year that has had several challenges for the pocketbook due to the health crisis caused by the Covid-19 pandemic. This week a new version of Cyber Monday, a popular e-commerce event was held and the Christmas offers are beginning to appear with force.   In Defense, Debtors know the importance of taking care of our finances, and closing the year in an orderly manner, that is why they give you some recommendations:   1-Analyze your financial situation: check your income and expenses, since this way you will be able to find out if you have problems and search a solution.   "Many times we are not clear about our expenses, because we do not keep a clear record of what we do with the money. When there is no order and a monthly budget, detecting that something is wrong will be more difficult", says Mario Espinosa.   That the income does not reach us to make ends meet, having to always resort to lines or credi...

  They are not mine. They are from Bill Gates, similarly as a companion of mine passed them to me quite a while past, yet he can't guarantee that they are true. He says he offered them to some secondary school understudies.   I discover them helpful.   1.             The life isn't simple. Become accustomed to it.   2.             The world isn't worried about your confidence. The world anticipates that you should accomplish something helpful for it BEFORE you have a positive outlook on yourself.   3.             Your wo not make $ 20,000 a month directly out of school. You won't be VP of an organization with a vehicle and a phone available to you, before you can purchase your own vehicle and phone.   4.             If yo...

  Being "money smart" means you are financially savvy, or possess the skills to manage your money and make smart, logical decisions about it. The financial education covers of the book smarts and street smarts; Some people may exude an innate financial awareness from birth, while others may spend their entire lives studying the art of others. Regardless of your current level of financial education, there is always room for improvement. As policies change and new laws are enforced, your financial landscape can change dramatically, for better or for worse. Check out our tips below for ways to stay current and constantly improve your money intelligence.   10 ways to continually improve your financial education 1.      Involve your partner and children. If only one person handles finances in your household, consider involving everyone in some way. You may discover differences of opinion that need to be resolved, but effort can define and solidify your ...

  The financial crisis has left many headlines and thousands of people harmed by the wrong and abusive marketing of products, both investments (assets) and loans (liabilities). Among some of the causes and effects surrounding a problem of this nature is the lack of financial education. This ignorance has undoubtedly generated serious problems, but it has also led to greater awareness to improve it. Spain has started to work to improve this knowledge. However, the starting point is not very promising. The latest PISA report revealed that there are problems in the most basic economic concepts, such as what is the GDP or the CPI, how to use a credit card or how to read an invoice. Faced with this situation, some public entities, such as the CNMV or the Bank of Spain, have begun to participate, albeit in a timid way, in the formation of the economic sphere. The LOMCE has also introduced the subject of initiation to entrepreneurial and business activity in 4th year of ESO, but for a...

  Exams, activities, and written assignments have been the traditional ways of assessing students. However, there are many ways for students to demonstrate what they know: a mural, a play, a debate, a radio program, an animation video ... New technologies make it easier for students to develop these and many others creations, some of them previously unthinkable in the classroom. We present you 25 educational products with which your students can show what they have learned and some 2.0 tools to develop them. TWENTY-FIVE WAYS TO SHOW WHAT YOU HAVE LEARNED 1. Presentation. It is one of the most useful tools for your students to explain what they know and share it with the rest of their classmates. Prezi https://prezi.com/ can help you to be more dynamic and interactive. 2. Digital brochure. Condensing information on a topic in a brochure can help them synthesize what they have learned. To design it you can use Issue. 3. Magazine or school newspaper. Through its creation, s...

  Podcasts and economics the latest trend? Podcasts are audio files that are broadcast over the Internet and can be downloaded anytime, anywhere. They use syndication systems such as VoxOx, Apple, Spotify, or Speaker, which also allow their users to subscribe to keep up with the news of their favorite programs; and they address as many topics as there are areas of interest. In recent times, podcasts have gained in popularity exploring an ever-expanding range of programs and themes. Among them, the economy. This is a list of some of the best podcasts on economics: 1.          Radical Personal Finance. The author of this podcast defines it as practical information and inspiration to significantly improve our lifestyle. This podcast offers, in English, information, tips, and tricks so that your listeners can achieve their financial freedom within 10 years. 2.          More dividends. This podcast...

  For those who are starting or want to promote an enterprise within the world of creative business, we suggest betting on this commercial modality that has become a the trend in the Colombian market. The Inter-American Development Bank (IDB) describes the orange economy as: “the set of activities that in a chained way allow ideas to be transformed into cultural goods and services, whose value is determined by their property content”. In addition, the color orange is associated with it because it is linked to culture, creativity and identity. In Colombia, the Ministry of Culture leads strategies that promote the creation of projects linked to the Orange Economy, through the National Council of Orange Economy, a pioneering initiative in Latin America and the Caribbean for talented entrepreneurs.   Do business with your talent? If you are an entrepreneur linked to the world of music, acting, design, photography or another particular talent, you have a lot of potentials...

  Starting an undertaking can be a great adventure and although in general we always start by designing a product or service that we are passionate about and that helps solve a problem for our potential clients, the reality is that no matter how successful we are, our entrepreneurship will not to be sustainable over time unless it is profitable and allows us to live from it. That is why today we want to tell you how you can do to analyze the numbers of your business to understand if it is profitable and can be maintained over time. To start, take a look at your personal finances. You need to know how much money you need every month to live. And for that the financial tool that will help you is the personal financial budget. In the following note we explain how to create a budget to organize your daily life and your business. Once you put together your budget and know how much money you need every month, you can start with your business. Economy Tip: It is very importan...

  The director of Patsy, Freddy Vega stressed that in the face of this contingency, fatalistic visions must be avoided. Rather, you need to take action, prepare, and build your patience to stay in the market using the following tips. 1. Create a budget today Consider your rent, taxes, food, entertainment, etc., and check your expenses against your income. If you don't know how, you can access this Plats personal finance course whose first five classes are freely accessible. 2. Calculate your net worth This is all the money you have: your bank account, a shirt, a watch, the sofa, etc. It is important to know it, because in the worst moments you will know how far you can go before ending in zeros. 3. Renegotiate your debts Did you know that all the debts you have can be renegotiated? Including your credit cards, your bank, car or mortgage credit. However, many are ashamed to renegotiate them. "It's silly, don't do it, call the bank and renegotiate!" 4....